Imagine getting return not from profits… But from the money brought in by the next investor. This is what is called a Ponzi Scheme. Here, high returns are promised but are delivered not from a legitimate source like business profits or investment profits but instead from money invested by new investor to pay early investors in the scheme. For example, let’s say a person approaches you invest in a scheme which promises a guaranteed return of suppose 30% on your initial investm

Every country has a life-cycle. Some countries are emerging countries (like India, Brazil, etc.) and some are Developed Nations (like the USA, the UK, etc.) In Emerging countries, let’s say India with 1.5 billion population, only 70-80 million people are invested in stock market either directly or indirectly, whereas in developed nation like the USA, almost 92% of the population is investing in stock market either directly or indirectly. When it comes to investing, there are

One evening after dinner, my younger brother came into my room with a question.

Source Pic:- CFA Institute Blog Revision to CFA Institute Code of Ethics and Standards Almost every CFA candidate gets stuck at one point during preparation— Ethics . The standards have to be remembered by numbers, and the sub-standards by alphabets. Even if rote learning works temporarily, exam pressure often creates confusion for recall. So, I decided to connect standards to my gym experience. I used my own real-life experience—joining a gym—and mentally connected those mom

When we speak of mathematics, a few legendary names dominate global memory - Euclid, Archimedes, Isaac Newton and Carl Friedrich Gauss. From India's ancient intellectual tradition, scholars like Aryabhata, Brahmagupta, and Bhaskara II continue to be celebrated for their foundational contributions. In modern times, Srinivasa Ramanujan has earned worldwide recognition for his intuitive brilliance. Yet, beyond these towering figures lies a lesser-known but equally fascinating na